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This institution is no longer active

Operations ceased on April 1, 2005. CRA examination history below reflects the period it was active.

FIRST COMMUNITY BANK OF PALM BEACH COUNTY

PAHOKEE, FL · Supervised by FDIC

Est. 1922FDIC #5,663RSSD: FDIC-5663
Part ofFIRST COMMUNITY BCORP INC→ View all charters
Outstanding Same

Current rating · Exam: August 2004

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.31%

Institution Profile

FDIC BankFind

Address

104 South Lake Avenue, PAHOKEE, FL

County

Palm Beach County

Established

May 31, 1922

Total Assets

$156M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$156M

Total Deposits

$138M

Net Loans

$96M

Net Income

$508K

ROA

1.31%

ROE

17.73%

Risk-Based Capital

12.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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