Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$872M
Total Deposits
$670M
Net Loans
$716M
Net Income
$3M
ROA
1.23%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.47%
Risk-Based Capital
30.71%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 73 | 76.71% | 4.11% |
| 2023 | 144 | 77.08% | 5.56% |
| 2019 | 98 | 64.29% | 13.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Intermediate Small Bank |
| Apr 2021 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Needs to Improve | Intermediate Small Bank |
6 previous ratings locked — back to 1999
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Total Branches
8
Branch Deposits
$621M
1-Year Change
0
5-year net change: +1 branches
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