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This institution is no longer active

Operations ceased on June 17, 2011. CRA examination history below reflects the period it was active.

FIRST COMMERCIAL BANK OF TAMPA BAY

TAMPA, FL · Supervised by FDIC

Est. 1989FDIC #27,583RSSD: FDIC-27583
Part ofFCB FINANCIAL INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.09%

Institution Profile

FDIC BankFind

Address

4600 West Kennedy Boulevard, TAMPA, FL

County

Hillsborough County

Established

September 13, 1989

Total Assets

$99M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2011

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2011Call Report / FDIC

Total Assets

$99M

Total Deposits

$93M

Net Loans

$68M

Net Income

$-525K

ROA

-2.09%

ROE

-104.24%

Risk-Based Capital

3.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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