Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.8B
Total Deposits
$1.3B
Net Loans
$1.5B
Net Income
$4M
ROA
0.96%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.62%
Risk-Based Capital
12.48%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 151 | 98.68% | 0.00% |
| 2023 | 159 | 91.82% | 1.26% |
| 2022 | 182 | 94.51% | 0.55% |
| 2018 | 29 | 58.62% | 27.59% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Outstanding | Intermediate Small Bank |
| May 2022 | Outstanding | Intermediate Small Bank |
| Jul 2019 | Outstanding | Intermediate Small Bank |
3 previous ratings locked — back to 2008
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Total Branches
11
Branch Deposits
$1.3B
1-Year Change
+1
5-year net change: +1 branches
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