This institution is no longer active
Operations ceased on June 1, 2010. CRA examination history below reflects the period it was active.
FERNANDINA BEACH, FL · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$267M
Total Deposits
$241M
Net Loans
$199M
Net Income
$-5,038K
ROA
-7.50%
Below avg for Small banks. Peer avg: 0.44%
ROE
-95.01%
Risk-Based Capital
10.74%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2008 | Outstanding | Small Bank |
| Mar 2003 | Satisfactory | Large Bank |
| Jul 1997 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1992
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Total Assets