This institution is no longer active

Operations ceased on October 30, 1992. CRA examination history below reflects the period it was active.

FIRST CITY, TEXAS - LAKE JACKSON

LAKE JACKSON, TX · Supervised by FDIC

Est. 1947FDIC #16,524RSSD: FDIC-16524

Part ofFIRST CITY BCORP OF TEXAS INC→ View all charters

Satisfactory

Current rating · Exam: August 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.27%

Institution Profile

FDIC BankFind

Address

This Way Street, LAKE JACKSON, TX

County

Brazoria County

Established

January 2, 1947

Total Assets

$104M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 3, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$104M

Total Deposits

$96M

Net Loans

$48M

Net Income

$-236K

ROA

-0.27%

ROE

-4.15%

Risk-Based Capital

12.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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