This institution is no longer active

Operations ceased on October 30, 1992. CRA examination history below reflects the period it was active.

FIRST CITY, TEXAS - ALICE

ALICE, TX · Supervised by FDIC

Est. 1954FDIC #17,343RSSD: FDIC-17343

Part ofFIRST CITY BCORP OF TEXAS INC→ View all charters

Outstanding Up

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -1.08%

Institution Profile

FDIC BankFind

Address

East Main Street, ALICE, TX

County

Jim Wells County

Established

July 19, 1954

Total Assets

$128M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 9, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$128M

Total Deposits

$118M

Net Loans

$68M

Net Income

$-1,140K

ROA

-1.08%

ROE

-15.62%

Risk-Based Capital

13.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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