This institution is no longer active
Operations ceased on October 16, 2020. CRA examination history below reflects the period it was active.
FORT WALTON BEACH, FL · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$137M
Total Deposits
$134M
Net Loans
$59M
Net Income
$-1,506K
ROA
-1.46%
Below avg for Small banks. Peer avg: 0.44%
ROE
-68.64%
Risk-Based Capital
3.74%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2017 | Satisfactory | Small Bank |
| Aug 2011 | Satisfactory | Intermediate Small Bank |
| Apr 2008 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Total Assets