This institution is no longer active

Operations ceased on November 4, 1999. CRA examination history below reflects the period it was active.

FIRST-CITIZENS BANK AND TRUST COMPANY

GREENCASTLE, IN · Supervised by FDIC

Est. 1863FDIC #9,091RSSD: FDIC-9091

Part ofFirst Citizens BancShares→ View all charters

Outstanding

Current rating · Exam: November 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.48%

Institution Profile

FDIC BankFind

Address

1 North Indiana Street, GREENCASTLE, IN

County

Putnam County

Established

January 1, 1863

Total Assets

$187M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1999Call Report / FDIC

Total Assets

$187M

Total Deposits

$151M

Net Loans

$150M

Net Income

$2M

ROA

1.48%

ROE

17.90%

Risk-Based Capital

12.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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