Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.1B
Net Loans
$1.2B
Net Income
$3M
ROA
0.77%
Below avg for Community banks. Peer avg: 0.90%
ROE
8.64%
Risk-Based Capital
14.62%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 328 | 69.82% | 13.72% |
| 2023 | 403 | 73.7% | 11.66% |
| 2022 | 504 | 75% | 9.72% |
| 2021 | 876 | 76.26% | 10.16% |
| 2020 | 978 | 81.8% | 7.57% |
| 2019 | 472 | 77.12% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Intermediate Small Bank |
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| Sep 2019 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 1994
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Total Branches
13
Branch Deposits
$1.1B
1-Year Change
0
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Preview:
| 2018 | 481 | 79.21% | 9.15% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red