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This institution is no longer active

Operations ceased on May 14, 2009. CRA examination history below reflects the period it was active.

FIRST BANK OF WEST TEXAS

COAHOMA, TX · Supervised by FDIC

Est. 1961FDIC #18,411RSSD: FDIC-18411
Part ofWESTERN BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.54%

Institution Profile

FDIC BankFind

Address

500 West Broadway, COAHOMA, TX

County

Howard County

Established

July 1, 1961

Total Assets

$130M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$130M

Total Deposits

$118M

Net Loans

$80M

Net Income

$177K

ROA

0.54%

ROE

8.03%

Risk-Based Capital

11.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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