This institution is no longer active

Operations ceased on January 10, 2003. CRA examination history below reflects the period it was active.

FIRST BANK OF CENTRAL JERSEY

NORTH BRUNSWICK, NJ · Supervised by FDIC

Est. 1998FDIC #34,690RSSD: FDIC-34690

Satisfactory

Current rating · Exam: July 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.41%

Institution Profile

FDIC BankFind

Address

1727 Route 130, NORTH BRUNSWICK, NJ

County

Middlesex County

Established

May 11, 1998

Total Assets

$55M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2000

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2002Call Report / FDIC

Total Assets

$55M

Total Deposits

$53M

Net Loans

$22M

Net Income

$-822K

ROA

-1.41%

ROE

-40.85%

Risk-Based Capital

6.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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