This institution is no longer active

Operations ceased on February 7, 1994. CRA examination history below reflects the period it was active.

FIRST BANK AND TRUST COMPANY OF CLAY COUNTY, INDIANA

BRAZIL, IN · Supervised by FDIC

Est. 1899FDIC #1,846RSSD: FDIC-1846

Part ofHASTEN BCORP→ View all charters

Satisfactory

Current rating · Exam: July 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.00%

Institution Profile

FDIC BankFind

Address

101 West National Avenue, BRAZIL, IN

County

Clay County

Established

January 1, 1899

Total Assets

$81M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$81M

Total Deposits

$73M

Net Loans

$50M

Net Income

$833K

ROA

1.00%

ROE

11.53%

Risk-Based Capital

16.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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