This institution is no longer active

Operations ceased on March 1, 1994. CRA examination history below reflects the period it was active.

FIRST BANK

ROCHESTER, IN · Supervised by FDIC

Est. 1891FDIC #9,643RSSD: FDIC-9643

Part ofNORWEST CORP→ View all charters

Satisfactory

Current rating · Exam: July 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.66%

Institution Profile

FDIC BankFind

Address

125 East Ninth Street, ROCHESTER, IN

County

Fulton County

Established

July 8, 1891

Total Assets

$89M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$89M

Total Deposits

$79M

Net Loans

$47M

Net Income

$-1,583K

ROA

-1.66%

ROE

-19.99%

Risk-Based Capital

11.70%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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