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This institution is no longer active

Operations ceased on October 1, 2006. CRA examination history below reflects the period it was active.

FIRST AMERICAN BANK, SSB

DALLAS, TX · Supervised by FDIC

Est. 1988FDIC #32,623RSSD: FDIC-32623
Part ofCITIGROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2002

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.58%

Institution Profile

FDIC BankFind

Address

8401 North Central Expressway Suite 500, One Lincoln Park, DALLAS, TX

County

Dallas County

Established

October 14, 1988

Total Assets

$6.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2002

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$6.2B

Total Deposits

$4.9B

Net Loans

$3.9B

Net Income

$-21,967K

ROA

-0.58%

ROE

-2.96%

Risk-Based Capital

12.39%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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