This institution is no longer active

Operations ceased on September 30, 2006. CRA examination history below reflects the period it was active.

FIRST AMERICAN BANK

VINCENNES, IN · Supervised by FDIC

Est. 1889FDIC #29,630RSSD: FDIC-29630

Part ofGERMAN AMERICAN BCORP→ View all charters

Satisfactory

Current rating · Exam: July 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.17%

Institution Profile

FDIC BankFind

Address

101 North Third Street, VINCENNES, IN

County

Knox County

Established

January 1, 1889

Total Assets

$116M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2005

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2006Call Report / FDIC

Total Assets

$116M

Total Deposits

$77M

Net Loans

$76M

Net Income

$714K

ROA

1.17%

ROE

8.96%

Risk-Based Capital

19.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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