This institution is no longer active
Operations ceased on August 4, 2015. CRA examination history below reflects the period it was active.
PORTERVILLE, CA ยท Supervised by FDIC
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$118M
Total Deposits
$83M
Net Loans
$88M
Net Income
$-112K
ROA
-0.19%
Below avg for Small banks. Peer avg: 0.44%
ROE
-0.69%
Risk-Based Capital
33.98%
Above avg for Small banks. Regulatory min: 8%
Total Assets โ Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2011 | Outstanding | Small Bank |
| May 2005 | Outstanding | Small Bank |
| Sep 1999 | Outstanding | Small Bank |
4 previous ratings locked โ back to 1990
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Exam dates and details are paywalled
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Established
Total Assets