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This institution is no longer active

Operations ceased on August 31, 2019. CRA examination history below reflects the period it was active.

FIDELITY BANK OF FLORIDA

MERRITT ISLAND, FL · Supervised by FDIC

Est. 1990FDIC #33,198RSSD: FDIC-33198
Outstanding Same

Current rating · Exam: December 2003

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.04%

Institution Profile

FDIC BankFind

Address

1380 North Courtenay Parkway, MERRITT ISLAND, FL

County

Brevard County

Established

November 26, 1990

Total Assets

$169M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2019Call Report / FDIC

Total Assets

$169M

Total Deposits

$137M

Net Loans

$114M

Net Income

$32K

ROA

0.04%

ROE

0.21%

Risk-Based Capital

21.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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