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This institution is no longer active

Operations ceased on November 29, 1990. CRA examination history below reflects the period it was active.

FARMERS STATE BANK OF MADISONVILLE, TEXAS

MADISONVILLE, TX · Supervised by FDIC

Est. 1907FDIC #1,204RSSD: FDIC-1204
Part ofUNITED BANKERS INC→ View all charters
Needs to Improve

Current rating · Exam: November 1990

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -2.60%

Institution Profile

FDIC BankFind

Address

207 East Main, MADISONVILLE, TX

County

Madison County

Established

February 7, 1907

Total Assets

$35M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

November 5, 1990

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1990Call Report / FDIC

Total Assets

$35M

Total Deposits

$35M

Net Loans

$11M

Net Income

$-741K

ROA

-2.60%

ROE

-341.27%

Risk-Based Capital

-0.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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