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This institution is no longer active

Operations ceased on January 17, 2014. CRA examination history below reflects the period it was active.

FARMERS STATE BANK OF ELKTON

ELKTON, MN · Supervised by FDIC

Est. 1913FDIC #1,416RSSD: FDIC-1416
Part ofADAMS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

105 Main Street, ELKTON, MN

County

Mower County

Established

January 1, 1913

Total Assets

$53M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2012

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$53M

Total Deposits

$48M

Net Loans

$24M

Net Income

$604K

ROA

1.13%

ROE

11.99%

Risk-Based Capital

15.15%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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