ADAMS BANCSHARES INC is the parent banking group. UNITED FARMERS STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

ADAMS BANCSHARES INC

Legal name: ADAMS BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $234M combined assets

RSSD ID: 1126738 (FFIEC NIC)

Combined Assets

$234M

CRA Rating Summary

Satisfactory1charter

Across all 16 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankUNITED FARMERS STATE BANKADAMS, MNSatisfactory$234MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$234M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$183M

Net Income

$1M

ROA (avg)

2.25%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNITED FARMERS STATE BANK	ADAMS, MN	FDIC	$234M	100.0%	Satisfactory	Jul 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.