MOUNT STERLING, IL · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$131M
Total Deposits
$119M
Net Loans
$88M
Net Income
$499K
ROA
1.51%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.46%
Risk-Based Capital
14.25%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Satisfactory | Small Bank |
| Oct 2016 | Satisfactory | Small Bank |
| Jul 2010 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
2
Branch Deposits
$118M
1-Year Change
0
5-year net change: -1 branches
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