MOUNT STERLING BCORP INC is the parent banking group. FARMERS STATE BANK & TRUST CO. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

MOUNT STERLING BCORP INC

Legal name: MOUNT STERLING BANCORP, INC

1 active bank · $131M combined assets

RSSD ID: 2735931 (FFIEC NIC)

Combined Assets

$131M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFARMERS STATE BANK & TRUST CO.MOUNT STERLING, ILSatisfactory$131MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$131M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$119M

Net Income

$499K

ROA (avg)

1.51%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FARMERS STATE BANK & TRUST CO.	MOUNT STERLING, IL	FDIC	$131M	100.0%	Satisfactory	Jan 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.