🏦Bank Scorer

This institution is no longer active

Operations ceased on November 9, 2001. CRA examination history below reflects the period it was active.

FARMERS STATE BANK

LIBERTY, IN · Supervised by FDIC

Est. 1895FDIC #15,548RSSD: FDIC-15548
Part ofFIRST FINANCIAL BCORP→ View all charters
Satisfactory Same

Current rating · Exam: June 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.05%

Institution Profile

FDIC BankFind

Address

310 North Main Street, LIBERTY, IN

County

Union County

Established

July 1, 1895

Total Assets

$58M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1999

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$58M

Total Deposits

$50M

Net Loans

$48M

Net Income

$473K

ROA

1.05%

ROE

7.77%

Risk-Based Capital

12.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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