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This institution is no longer active

Operations ceased on May 1, 1993. CRA examination history below reflects the period it was active.

FARMERS STATE BANK

ROCKPORT, IN · Supervised by FDIC

Est. 1890FDIC #11,340RSSD: FDIC-11340
Part ofLINCOLNLAND BCORP INC→ View all charters
Satisfactory

Current rating · Exam: September 1991

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.81%

Institution Profile

FDIC BankFind

Address

421 Main Street, ROCKPORT, IN

County

Spencer County

Established

January 1, 1890

Total Assets

$31M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1991

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$31M

Total Deposits

$27M

Net Loans

$17M

Net Income

$63K

ROA

0.81%

ROE

6.52%

Risk-Based Capital

23.14%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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