Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$5.8B
Total Deposits
$5.1B
Net Loans
$3.5B
Net Income
$25M
ROA
1.71%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.93%
Risk-Based Capital
15.65%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 234 | 56.84% | 37.18% |
| 2023 | 306 | 60.13% | 34.97% |
| 2022 | 310 | 68.71% | 26.77% |
| 2021 | 557 | 66.07% | 30.70% |
| 2020 | 655 | 65.04% | 32.21% |
| 2019 | 335 | 60.3% |
Last 12 Months
1
Since 2018
1
all complaints on record
Monetary Relief
0%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Outstanding | Large Bank |
| Nov 2019 | Outstanding | Large Bank |
| Feb 2017 | Outstanding | Large Bank |
3 previous ratings locked — back to 2007
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Total Branches
31
Branch Deposits
$4.8B
1-Year Change
+1
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Preview:
| 2018 | 322 | 58.7% | 39.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red