This institution is no longer active

Operations ceased on March 1, 1994. CRA examination history below reflects the period it was active.

FARMERS AND MERCHANTS BANK

BLUFFTON, IN · Supervised by FDIC

Est. 1933FDIC #9,289RSSD: FDIC-9289

Part ofNORWEST CORP→ View all charters

Satisfactory

Current rating · Exam: November 1992

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.21%

Institution Profile

FDIC BankFind

Address

101 South Main Street, BLUFFTON, IN

County

Wells County

Established

January 3, 1933

Total Assets

$73M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$73M

Total Deposits

$61M

Net Loans

$26M

Net Income

$-169K

ROA

-0.21%

ROE

-2.87%

Risk-Based Capital

12.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/b6e7b897-885d-4e52-98d9-bc9dac2003a1"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: