Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$299M
Total Deposits
$268M
Net Loans
$120M
Net Income
$284K
ROA
0.37%
Below avg for Small banks. Peer avg: 0.44%
ROE
4.03%
Risk-Based Capital
21.35%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 881 | 77.64% | 11.24% |
| 2020 | 1,529 | 80.12% | 9.81% |
| 2019 | 1,068 | 78% | 12.36% |
| 2018 | 937 | 78.12% | 12.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| Jun 2019 | Satisfactory | Small Bank |
| Nov 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Total Branches
2
Branch Deposits
$290M
1-Year Change
0
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