Legal name: PUTNAM-GREENE FINANCIAL CORPORATION
4 active banks · $892M combined assets
RSSD ID: 1246252 (FFIEC NIC)
Combined Assets
$892M
CRA Rating Summary
Across all 32 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
4 of 4 banks · Meets expectations for community lending
Combined Assets
$892M
4 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$779M
Net Income
$2M
ROA (avg)
0.81%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
881
Origination Rate
77.64%
Denial Rate
11.24%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FARMERS & MERCHANTS BANK | EATONTON, GA | FDIC | $299M | 100.0% | Satisfactory | Jun 2025 |
| FIRST BANK OF COASTAL GEORGIA | PEMBROKE, GA | FDIC | $210M | 100.0% | Satisfactory | Sep 2025 |
| THE CITIZENS BANK OF COCHRAN | COCHRAN, GA | FDIC | $205M | 100.0% | Satisfactory | Nov 2021 |
| THE FARMERS BANK | GREENSBORO, GA | FDIC | $177M | 100.0% | Satisfactory | Sep 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.