Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.5B
Total Deposits
$2.0B
Net Loans
$1.3B
Net Income
$5M
ROA
0.81%
Below avg for Community banks. Peer avg: 0.90%
ROE
9.53%
Risk-Based Capital
17.13%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 523 | 71.89% | 10.71% |
| 2023 | 451 | 80.27% | 7.10% |
| 2022 | 584 | 77.57% | 8.39% |
| 2021 | 746 | 81.64% | 5.90% |
| 2020 | 836 | 81.34% | 6.10% |
| 2019 | 614 | 81.11% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Large Bank |
| Sep 2021 | Satisfactory | Large Bank |
| Aug 2018 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1995
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Total Branches
16
Branch Deposits
$2.0B
1-Year Change
+1
5-year net change: -1 branches
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Preview:
| 2018 | 684 | 82.6% | 5.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red