Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$627M
Total Deposits
$542M
Net Loans
$361M
Net Income
$3M
ROA
1.64%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.46%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 136 | 72.79% | 12.50% |
| 2023 | 123 | 85.37% | 9.76% |
| 2022 | 155 | 84.52% | 14.19% |
| 2021 | 156 | 81.41% | 12.82% |
| 2020 | 188 | 87.23% | 10.11% |
| 2019 | 146 | 88.36% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Intermediate Small Bank |
| Apr 2022 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
Total Branches
10
Branch Deposits
$517M
1-Year Change
0
5-year net change: +1 branches
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| 8.90% |
| 2018 | 131 | 90.08% | 8.40% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red