EXCHANGE BANKSHARES CORP OF KS is the bank holding company. EXCHANGE BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

EXCHANGE BANKSHARES CORP OF KS

Legal name: EXCHANGE BANKSHARES CORPORATION OF KANSAS

1 active bank · 1 merged/absorbed · $627M combined assets

RSSD ID: 1054000 (FFIEC NIC)

Combined Assets

$627M

CRA Rating Summary

Satisfactory1charter

Across all 7 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankEXCHANGE BANK & TRUSTATCHISON, KSSatisfactory$627MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$627M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$542M

Net Income

$3M

ROA (avg)

1.64%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

136

Origination Rate

72.79%

Denial Rate

12.5%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
EXCHANGE BANK & TRUST	ATCHISON, KS	FDIC	$627M	99.0%	Satisfactory	May 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.