Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.3B
Total Deposits
$2.8B
Net Loans
$1.7B
Net Income
$8M
ROA
0.91%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.62%
Risk-Based Capital
19.95%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 820 | 84.51% | 6.59% |
| 2022 | 1,178 | 82.09% | 6.37% |
| 2021 | 1,465 | 76.25% | 7.58% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Large Bank |
| May 2021 | Satisfactory | Large Bank |
| Apr 2018 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1990
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Total Branches
19
Branch Deposits
$2.9B
1-Year Change
0
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