This institution is no longer active
Operations ceased on February 28, 1997. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$74M
Total Deposits
$64M
Net Loans
$57M
Net Income
$793K
ROA
1.15%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.69%
Risk-Based Capital
13.88%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,564 | 68.61% | 16.94% |
| 2020 | 1,391 | 73.11% | 10.93% |
| 2019 | 1,625 | 75.57% | 8.80% |
| 2018 | 1,516 | 79.82% | 9.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 1995 | Satisfactory | Not Reported |
| Mar 1993 | Satisfactory | Not Reported |
| May 1991 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Established
Total Assets