Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$455M
Total Deposits
$356M
Net Loans
$353M
Net Income
$2M
ROA
1.61%
Above avg for Small banks. Peer avg: 0.44%
ROE
21.62%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 148 | 58.78% | 19.59% |
| 2023 | 160 | 50% | 28.75% |
| 2022 | 208 | 48.08% | 29.33% |
| 2021 | 325 | 59.38% | 22.15% |
| 2020 | 397 | 63.22% | 18.39% |
| 2019 | 35 | 94.29% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2021 | Satisfactory | Small Bank |
| Jan 2019 | Satisfactory | Small Bank |
| Oct 2012 | Outstanding | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
5
Branch Deposits
$355M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 18 | 88.89% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red