Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$2.5B
Total Deposits
$2.1B
Net Loans
$493M
Net Income
$6M
ROA
0.94%
Above avg for Community banks. Peer avg: 0.90%
ROE
7.04%
Risk-Based Capital
54.17%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 119 | 47.9% | 17.65% |
| 2023 | 109 | 62.39% | 12.84% |
| 2022 | 477 | 77.78% | 11.53% |
| 2021 | 751 | 83.75% | 8.52% |
| 2020 | 863 | 81.11% | 7.76% |
| 2019 | 496 | 72.78% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2007 | Outstanding | Large Bank |
| May 2004 | Outstanding | Large Bank |
| Sep 2000 | Outstanding | Large Bank |
4 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
35
Branch Deposits
$2.1B
1-Year Change
0
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Preview:
| 2018 | 601 | 80.87% | 12.65% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red