This institution is no longer active
Operations ceased on October 7, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$879M
Net Loans
$578M
Net Income
$8M
ROA
1.06%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.40%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 509 | 75.05% | 9.04% |
| 2021 | 577 | 70.19% | 8.32% |
| 2020 | 344 | 70.35% | 9.88% |
| 2019 | 218 | 75.23% | 9.63% |
| 2018 | 146 | 70.55% | 15.07% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Intermediate Small Bank |
| Jan 2016 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1991
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Established
Total Assets