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This institution is no longer active

Operations ceased on October 15, 2021. CRA examination history below reflects the period it was active.

DILLEY STATE BANK

DILLEY, TX · Supervised by FDIC

Est. 1907FDIC #1,490RSSD: FDIC-1490
Part ofLOUISE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2018

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.38%

Institution Profile

FDIC BankFind

Address

731 W. Leona, DILLEY, TX

County

Frio County

Established

February 2, 1907

Total Assets

$126M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2018

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2021Call Report / FDIC

Total Assets

$126M

Total Deposits

$113M

Net Loans

$22M

Net Income

$378K

ROA

0.38%

ROE

3.73%

Risk-Based Capital

12.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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