🏦Bank Scorer

This institution is no longer active

Operations ceased on December 14, 1995. CRA examination history below reflects the period it was active.

DE ANZA BANK

SUNNYVALE, CA · Supervised by FDIC

Est. 1977FDIC #22,425RSSD: FDIC-22425
Needs to Improve Down

Current rating · Exam: February 1995

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.29%

Institution Profile

FDIC BankFind

Address

298 South Sunnyvale Avenue, SUNNYVALE, CA

County

Santa Clara County

Established

March 3, 1977

Total Assets

$3M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$3M

Total Deposits

$867K

Net Loans

Net Income

$-29K

ROA

-0.29%

ROE

-1.92%

Risk-Based Capital

331.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 2 exams

1 previous rating locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/aa0e0746-924f-48cf-a095-0b89707022a0"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: