Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$920M
Net Loans
$819M
Net Income
$3M
ROA
1.00%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.66%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 303 | 86.14% | 3.30% |
| 2023 | 305 | 84.26% | 5.57% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Intermediate Small Bank |
| Apr 2022 | Satisfactory | Intermediate Small Bank |
| Feb 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
10
Branch Deposits
$926M
1-Year Change
+1
5-year net change: +3 branches
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