Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$232M
Total Deposits
$185M
Net Loans
$140M
Net Income
$346K
ROA
0.60%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.35%
Risk-Based Capital
21.89%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 127 | 56.69% | 26.77% |
| 2023 | 124 | 56.45% | 21.77% |
| 2022 | 210 | 57.14% | 20.00% |
| 2021 | 208 | 55.77% | 18.27% |
| 2020 | 252 | 60.32% | 21.03% |
| 2019 | 196 | 61.73% | 17.86% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| Jan 2019 | Satisfactory | Small Bank |
| Dec 2012 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$186M
1-Year Change
0
5-year net change: +1 branches
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Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red