Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.4B
Total Deposits
$4.5B
Net Loans
$4.4B
Net Income
$13M
ROA
0.93%
Above avg for Community banks. Peer avg: 0.90%
ROE
6.62%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 385 | 57.92% | 7.53% |
| 2023 | 875 | 69.49% | 4.91% |
| 2022 | 1,029 | 66.57% | 6.12% |
| 2021 | 679 | 67.75% | 3.24% |
| 2020 | 749 | 67.82% | 8.54% |
| 2019 | 581 | 65.4% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Large Bank |
| Aug 2020 | Satisfactory | Large Bank |
| Aug 2018 | Needs to Improve | Large Bank |
8 previous ratings locked — back to 1997
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
20
Branch Deposits
$4.5B
1-Year Change
0
5-year net change: +6 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/ctbc-bank-corp-usa" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 721 | 72.26% | 6.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red