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This institution is no longer active

Operations ceased on February 1, 2008. CRA examination history below reflects the period it was active.

CRYSTAL RIVER BANK

CRYSTAL RIVER, FL · Supervised by FDIC

Est. 1954FDIC #17,295RSSD: FDIC-17295
Part ofBRANNEN BANKS OF FLORIDA INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.78%

Institution Profile

FDIC BankFind

Address

865 N.E. Highway 19, CRYSTAL RIVER, FL

County

Citrus County

Established

January 15, 1954

Total Assets

$57M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$57M

Total Deposits

$48M

Net Loans

$39M

Net Income

$438K

ROA

0.78%

ROE

12.13%

Risk-Based Capital

13.80%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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