Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$598M
Total Deposits
$533M
Net Loans
$444M
Net Income
$2M
ROA
1.12%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.24%
Risk-Based Capital
14.38%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 369 | 85.91% | 6.78% |
| 2023 | 368 | 87.23% | 5.43% |
| 2022 | 766 | 87.34% | 5.48% |
| 2021 | 881 | 83.43% | 7.49% |
| 2020 | 1,126 | 87.21% | 5.60% |
| 2019 | 575 | 86.09% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Jan 2018 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$505M
1-Year Change
0
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| 2018 | 541 | 83.55% | 8.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red