🏦Bank Scorer

This institution is no longer active

Operations ceased on September 22, 2023. CRA examination history below reflects the period it was active.

CREWS BANK & TRUST

ARCADIA, FL · Supervised by FDIC

Est. 1973FDIC #21,163RSSD: FDIC-21163
Part ofCREWS BANKING CORP→ View all charters
Satisfactory Same

Current rating · Exam: May 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.79%

Institution Profile

FDIC BankFind

Address

400 N Brevard Ave, ARCADIA, FL

County

Desoto County

Established

July 17, 1973

Total Assets

$204M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2019

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2023Call Report / FDIC

Total Assets

$204M

Total Deposits

$185M

Net Loans

$89M

Net Income

$2M

ROA

1.79%

ROE

22.01%

Risk-Based Capital

21.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate8.27%Peer avg: 7.63%▼ Below avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202427870.5%8.27%
202324974.3%9.24%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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