🏦Bank Scorer

This institution is no longer active

Operations ceased on May 3, 2000. CRA examination history below reflects the period it was active.

CRETE STATE BANK

CRETE, NE · Supervised by FDIC

Est. 1897FDIC #8,602RSSD: FDIC-8602
Part ofPINNACLE BCORP INC→ View all charters
Satisfactory Down

Current rating · Exam: December 1992

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.29%

Institution Profile

FDIC BankFind

Address

143 East 13th Street, CRETE, NE

County

Saline County

Established

January 1, 1897

Total Assets

$53M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1992

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2000Call Report / FDIC

Total Assets

$53M

Total Deposits

$49M

Net Loans

$32M

Net Income

$173K

ROA

1.29%

ROE

15.85%

Risk-Based Capital

15.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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