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PINNACLE BCORP INC operates 4 active bank charters, each examined independently for CRA compliance.
FHD

PINNACLE BCORP INC

Legal name: PINNACLE BANCORP, INC.

4 active banks · 12 merged/absorbed · $20.7B combined assets

RSSD ID: 1053272 (FFIEC NIC)

Combined Assets

$20.7B

CRA Rating Summary

Outstanding1charter
Satisfactory3charters

Across all 60 exams on record for this holding company's charters, 97% resulted in Outstanding or Satisfactory.

Primary bankPINNACLE BANKLINCOLN, NESatisfactory$9.1BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 4 banks · Exceeds expectations for community lending

Combined Assets

$20.7B

4 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$18.2B

Net Income

$71M

ROA (avg)

1.37%

asset-weighted avg

Mortgage Lending (HMDA)

Aggregated HMDA data across all active charters for 2024.

Applications

2,288

Origination Rate

68.97%

Denial Rate

11.8%

Active Bank Charters4

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
PINNACLE BANKLINCOLN, NEFDIC$9.1B100.0%SatisfactoryMar 2025
BANK OF COLORADOFORT COLLINS, COFDIC$7.6B100.0%SatisfactoryMar 2025
PINNACLE BANKFORT WORTH, TXFDIC$2.7B100.0%OutstandingMar 2025
PINNACLE BANK - WYOMINGCODY, WYFDIC$1.3B100.0%SatisfactoryMar 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.