Legal name: PINNACLE BANCORP, INC.
4 active banks · 12 merged/absorbed · $20.7B combined assets
RSSD ID: 1053272 (FFIEC NIC)
Combined Assets
$20.7B
CRA Rating Summary
Across all 60 exams on record for this banking group's charters, 97% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 4 banks · Exceeds expectations for community lending
Combined Assets
$20.7B
4 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$18.2B
Net Income
$71M
ROA (avg)
1.37%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
2,288
Origination Rate
68.97%
Denial Rate
11.8%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| PINNACLE BANK | LINCOLN, NE | FDIC | $9.1B | 100.0% | Satisfactory | Mar 2025 |
| BANK OF COLORADO | FORT COLLINS, CO | FDIC | $7.6B | 100.0% | Satisfactory | Mar 2025 |
| PINNACLE BANK | FORT WORTH, TX | FDIC | $2.7B | 100.0% | Outstanding | Mar 2025 |
| PINNACLE BANK - WYOMING | CODY, WY | FDIC | $1.3B | 100.0% | Satisfactory | Mar 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.