This institution is no longer active

Operations ceased on July 1, 2025. CRA examination history below reflects the period it was active.

CORNERSTONE COMMUNITY BANK

RED BLUFF, CA · Supervised by FDIC

Est. 2006FDIC #58,411RSSD: FDIC-58411

Part ofCORNERSTONE COMMUNITY BCORP→ View all charters

Satisfactory Same

Current rating · Exam: May 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.38%

Institution Profile

FDIC BankFind

Address

500 Riverside Way, RED BLUFF, CA

County

Tehama County

Established

October 23, 2006

Total Assets

$658M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2012

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$658M

Total Deposits

$581M

Net Loans

$472M

Net Income

$-1,228K

ROA

-0.38%

ROE

-4.55%

Risk-Based Capital

12.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$581M

1-Year Change

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2009

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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