🏦Bank Scorer

This institution is no longer active

Operations ceased on August 24, 2024. CRA examination history below reflects the period it was active.

CORNERSTONE BANK

MOORESTOWN, NJ · Supervised by FDIC

Est. 1999FDIC #35,286RSSD: FDIC-35286
Part ofCORNERSTONE FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.02%

Institution Profile

FDIC BankFind

Address

253 W Main St, MOORESTOWN, NJ

County

Burlington County

Established

October 4, 1999

Total Assets

$323M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2026(based on asset size)

Financial Snapshot

As of Q2 2024Call Report / FDIC

Total Assets

$323M

Total Deposits

$291M

Net Loans

$274M

Net Income

$26K

ROA

0.02%

ROE

0.19%

Risk-Based Capital

10.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate15.65%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20241,20167.69%15.65%
20231,21170.19%15.85%
20221,47372.91%12.70%
20211,59473.96%10.98%
20202,04174.38%8.92%
20191,51872.92%12.65%
20181,60174.08%12.05%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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