🏦Bank Scorer

This institution is no longer active

Operations ceased on October 17, 2008. CRA examination history below reflects the period it was active.

COMMUNITY STATE BANK

SAN ANTONIO, TX · Supervised by FDIC

Est. 1907FDIC #1,194RSSD: FDIC-1194
Part ofJLL ASSOCIATES G P FCH L L C→ View all charters
Satisfactory Same

Current rating · Exam: July 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.10%

Institution Profile

FDIC BankFind

Address

14100 San Pedro Street, SAN ANTONIO, TX

County

Bexar County

Established

May 7, 1907

Total Assets

$136M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2002

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$136M

Total Deposits

$118M

Net Loans

$124M

Net Income

$-1,009K

ROA

-1.10%

ROE

-9.90%

Risk-Based Capital

11.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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